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$12 Monthly Maintenance Charge if Average Balance in Core Accounts is Less Than $500.00. Core Accounts are Regular Shares (Savings), Checking, and/or Money Market (Super Club). Average balance may be maintained in any one of these accounts or in a combination of these accounts.
Unlike other financial institutions, Northern Star's monthly maintenance charge is based upon the average daily balance, not the minimum daily balance. Therefore, if at any point during the month your account falls below the stated amount, a charge will not be assessed unless your average balance for the month is also below this amount. In addition, monthly maintenance charge exemptions are given to members 70 years of age or older, 20 years of age or younger, and accounts opened 30 days or less.