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Why Northern Star?

Northern Star Credit Union is a community-based, non-profit, financial cooperative.


  • Northern Star exists to support the communities Hampton Roads.  Membership is open to all individuals who live, work, worship, attend school or volunteer in the cities of Suffolk, Chesapeake, Portsmouth, Norfolk, Virginia Beach, Hampton, and Newport News.
  • Northern Star is a non-profit organization, meaning it's primary goal is not to pad the pockets of some big time investor.  The income that Northern Star receives is returned to its members in the form of faster, more efficient, and better services in the form of higher interest and less fees than traditional financial institutions.
  • Northern Star's existence as a financial cooperative means the sharing of common wealth for the purpose of a better community.  When you deposit money in Northern Star, it remains entirely yours, but is used to help other people in your community by providing loans and other services to them.  Revenue generated off this money is returned to you and your fellow credit union members.

Northern Star provides the same quality services that banks and other financial institutions supply, but at a fraction of the price.  The checking accounts, loans, certificates, and online products Northern Star offers its members continue to be a more financially feasible deal than our competitors.

Northern Star provides for their members an access to their funds on their terms.  Whether you prefer going to the credit union itself, our ATMs, our nationwide shared branch facilities, over the phone, or online with e-Branch, is all up to you.

Originally founded in 1928 as the official credit union of the Norfolk Naval Shipyard, Northern Star has grown into a competitive, full-service financial institution, servicing a field of membership with over 1.4 million individuals.  Northern Star is banking that won't break wallet.

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Field of Membership

Northern Star Credit Union is a community-based credit union,
open to all individuals in the Greater Hampton Roads Area.

If you live, work, worship, attend school, or volunteer in one of the these cities,
you are eligible to become a member of Northern Star.

membership map

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How to Join

If you qualify for membership, you can apply online or stop by one of our branches during regular operating hours and apply in person.

Applying OnlineMember Options

Northern Star Credit Union appreciates your hard work at both your career and with your family.  We realize it may not be easy to find time in a busy schedule to stop by our office, so we created an online application to suit your needs.  With it you can apply for membership, open select accounts, and even fund the accounts directly from your other accounts at other financial institutions.
Click here for our online membership application

Applying in Person

This is the traditional method for applying for membership to Northern Star.  Stop by one of our branches and sign up today.  Signing up for membership is very easy and takes about fifteen minutes.  Just like our online application, when signing the membership agreement, you must present two valid forms of identification.  We'll be more than happy to help you improve your credit score with Score Enhancement when you stop by.

Acceptable forms of Identification

Federal regulations require us to verify your identity when you sign up for membership, an account, or a service with the credit union.  It must be an official picture ID with your date of birth and a correct address.  Below is a list of acceptable forms of identification at Northern Star.  If you have any questions about the verification of your identity, please call us at 757-487-3474.

Picture Identification:
  • Driver's License
  • State-issued ID
  • U.S. Passport

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